|
Business Checking | Lending Programs | Online Banking for Businesses
Cash Management
LaPorte Savings Bank offers a variety of Business Checking accounts to meet the needs of small or large business customers.
|
Entrepreneur Checking |
Business Plus Checking |
Commercial Checking |
| Right for you |
…if you are a small business with limited account activity. |
…if you are a sole proprietor, partnership, not-for-profit organization or municipality. |
…if you are a mid- to large-size business with high transaction activity. |
| Details |
- $2500 Minimum Balance Required to Avoid Monthly Service Fee
- $100 Minimum Deposit to Open |
- No Minimum Balance Required
- Earns Variable Rate of Interest on Daily Collected Balance
- $100 Minimum Deposit to Open |
- No Minimum Balance Required
- Variable Earnings Credit Rebate on Average Monthly Balance
- $100 Minimum Deposit to Open |
| Activity Fees |
- 400 Free Items; Additional Items $.25 each |
- Per Debit Fee $.10 each |
- Deposited Items and ACH Credits $.10 ea
- Cash Deposit Fee $.15 per Hundred Dollars
- Checks Paid and ACH Debits $.15 ea |
| Benefits |
- Free Basic Online Banking and Bill Pay |
- Free Basic Online Banking and Bill Pay |
- Free Basic Online Banking and Bill Pay |
| Fees |
$5.00 Monthly Service Fee Assessed if Balance Falls Below $2500 |
$5.00 Monthly Service Fee |
$10.00 Monthly Service Fee |
Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006, Effective December 1, 2009
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
As defined in Regulation GG, unlawful Internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made.”
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.
Please contact our Compliance Department if you would like additional information on UIGEA or Regulation GG.
Return to Top
|
Our commercial lending team uses their more than 50 years of combined experience to partner with you in finding the best lending solutions to fit your needs. A variety of lending program are available, including:
- Commercial Lines of Credit
- Commercial Real Estate Loans
- Capital Asset Loans
- Commercial Term Loans
- SBA Loans
- 504 Loans
|
 |
Attention Commercial Loan Customers: Click here to download and print a copy of the Personal Financial Statement Form.
Return to Top
LaPorte Savings Bank’s Online Banking and Bill Pay service is quick, easy, convenient and FREE!
Sign Up Today!! Download our enrollment application, mail it in or bring it to your nearest branch location and start taking advantage of the convenience of banking online!
Business
Online Banking Enrollment Form
E-Statement
Enrollment Form
Basic Online Banking allows you to:
- View account balances
- Monitor cleared transactions
- View images of your cleared checks
- View 90 days of account history
- Make loan payments
- Transfer funds between your LaPorte Savings Bank accounts
- Set up alerts and reminders
- Order Savings Bonds online
- Submit a change of address
- Request a stop payment
- Order additional checks online
Online Bill Pay allows you to:
- Pay bills electronically
- View pending bill payments
- Schedule payments in advance of their due dates
- View your payment history
- Receive electronic billing statements from certain companies
- Set up reminders for upcoming bills
Contact our Online Banking Department at (219) 362-7511 for more information!
Get a little “greener” with Electronic Statements, or E-Statements. Save paper and keep your business’ information even safer by receiving your statements electronically. An email is sent at the beginning of each month letting you know your statement is available for viewing. Simply log in to our secure online banking web site and click on the “History” tab and select the “Statements” button.
Business Online Banking |
Cost |
Basic Online Banking |
FREE!! Sign up today! |
Online Bill Payment |
FREE!! Sign up today! |
E-Statements |
FREE!! Sign up today! |
Return to Top
Below are additional services available to compliment your LaPorte Savings Bank Business Checking account. Click the available links for additional information or contact a Customer Service Representative today!
1FDIC Insurance and your Sweep Account: LaPorte Savings Bank participates in the Transaction Account Guarantee Program offered by the FDIC. This means that funds held in your noninterest-bearing checking account are insured in full by the FDIC through December 31, 2009. However, under a Sweep Account arrangement funds are transferred to an interest-earning account that does not qualify for full deposit insurance coverage under the FDIC Transaction Account Guarantee Program. This action voids the FDIC’s guarantee with respect to the swept or transferred funds. However, funds held in an interest-earning savings account will continue to be insured through December 31, 2009, for up to $250,000 under the FDIC’s general deposit insurance rules.
Return to Top
| Some of the links on this page may require the Adobe Reader to view them. The Adobe Reader is available for download free of charge, by clicking on the logo. |
 |
Online Banking | Mortgage Center | Personal Banking | Business Banking
Company Profile | Locations & Contacts | Job Opportunities
In The Community | Your Bank | Home
 Equal Housing Lender - Member FDIC
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013.
On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.
LaPorte Savings Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
|
