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 Equal Housing Lender - Member FDIC
The FDIC Insurance Coverage limit has been permanently increased to $250,000 per depositor, per institution.
IMPORTANT INFORMATION REGARDING THE DODD-FRANK ACT AMENDMENT TO THE FDIC’S NONINTEREST-BEARING TRANSACTION ACCOUNT INSURANCE COVERAGE
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. This includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about FDIC insurance coverage, or temporary FDIC insurance coverage of transaction accounts, please visit www.fdic.gov.
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